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Advocates continue to call for changes to no-fault auto insurance in Michigan

LANSING, Mich. (CBS DETROIT) – It was in 2019 when Gov. Gretchen Whitmer signed flawless auto reforms into law, and despite some movement in the Legislature over the past year, advocates say Michigan’s health care crisis continues.

“I’m in a wheelchair because I was in a car accident when I was three,” said Annabelle Marsh, who was at the Michigan Capitol with her mother Brandi last November.

They argued for a change in the law so that Annabelle could receive more care.

“I mean, we’ve seen our friends lose care; we’ve seen them go in and out of the hospital, and we’ve seen them die. Inevitably, if it doesn’t change, it will be us, and I can do that too. I’m not going to tell you what that feels like as a mother,” Brandi said.

The auto-fault reforms, which went into effect in 2022, were intended to lower insurance costs in Michigan, but they also changed the way healthcare companies are reimbursed, nearly doubling healthcare costs.

In the years since, advocates say there has been only small movement toward a solution within the Legislature.

“Senate Bills 530, 531 and 575 would have created a fair fee schedule, a narrow solution to end the healthcare crisis,” said Tom Judd, executive director of the Michigan Brain Injury Provider Council. “This is the kind of solution that the governor has called for, that the Legislature has called for. The Senate came up with that solution and it has languished ever since.”

Judd says the quickest way to get help to people who depend on consistent care is to change the fee schedule.

“We need reasonable and adequate reimbursement rates that are in line with what other payers pay for these types of services,” Judd said. “That’s all we ask.”

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